Real Estate Bloggers
Looking for the Best Real Estate blogs around? Wether you're looking for homestaging advices, real estate agents, fsbo support, you're at the right place. |
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Articles from Real Estate Bloggers |
Save 15% on Sporting Goods and Help the San Francisco Zoo!
2007-11-01 22:23:21
Here’s the game plan”?
have fun
save money
and help the Zoo!
Coach knows best: Don’t miss a great opportunity to save 15% at the new Sports Basement store and help raise funds for the San Francisco Zoo.
What: A Sports Basement shopping party to benefit the San Francisco Zoo! Where: 1590 Bryant Street, San Francisco When: December 4, 6 to 8 p.m. RSVP: with Luba Muzichenko at 415.695.7707 ext 167 or E-mail Luba!
Beer and snacks will be provided!
For one night only, save 15% at the new Sports Basement store. They’ll be providing beer and snacks, and donating 5% of sales to the San Francisco Zoo. Zephyr and I will match a portion of the donations, too. Don’t forget to RSVP; can’t wait to see you there!
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New York AG Sues First American in Appraisal Scam
2007-11-01 18:37:47
The New York Attorney General’s office is suing First American for their alleged role in residential appraisal fraud for loans done for Washington Mutual. The charges allege that eAppraiseIT, a division of First American, knowingly and willingly inflated the value on properties associated with loans for Washington Mutual in order to maintain a ‘preferred’ status for appraisal orders and future business.
Apparently, the AG’s office has some pretty damning emails to prove it’s case.
From Market Watch:
New York Attorney General Andrew Cuomo said on Thursday that he’s suing First American Corp. to inflate the appraisal value of homes. eAppraiseIT, a unit of First American, succumbed to pressure from WaMu to use a list of preferred “Proven Appraisers” who provided inflated appraisals on homes. E-mails also show that executives at eAppraiseIT knew their behavior was illegal, but intentionally broke the law to secure future business with WaMu&h ...
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If you sell your home to a relocation company, do you typically get less than what you would on the market?
2007-11-01 09:38:40
All companies offer different relocation packages and it is best to consult your relocation policy and truly understand the company offer portion of your benefits. The one main difference is that a company offer for your home is based a “relocation appraisal” where the guidelines are very different than those of a “bank appraisal” . The best way to ensure you get the best possible offer for your home is ask your trusted real estate agent to provide the best comps for your home. If you are using an appraiser who is not familair with the market in your area, you could be short changed.
The price or your home will be determined by the guidelines set forth in your relocation policy (ie the average of 2 or 3 etc) The place that really can impact you most is not only the company offer price, but also in the inspection requirement portion. *You will most likely be required to have inspections done on your home and also be required to repair even the most minor issues o ...
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THE FSBO PROCESS: TIPS AND HINTS
2007-11-01 07:24:54
A real estate agent typically charges a fee for services of up to 7% of the sales price of a home. No matter what the value of your home may be, this is a significant amount of money. And since it IS a lot of money, it is most likely the reason you’ve turned to FSBO and a do-it-yourself home sale.
In order for you, a homeowner, to sell your home without a realtor, the following items are generally required:
- a written contract between the seller and purchaser; - certain disclosures in writing made by you to the purchaser (as required by law); - payment from the purchaser to you of the agreed upon purchase price; - the removal of your mortgages or liens on the property when the purchase price is paid at closing; - a proper deed being filed in the appropriate county governmental office showing that the property has been transferred from you to the purchaser.
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ByTheOwner.com October 2007 Webstats - FSBO Visitors Increase 72%
2007-11-01 07:07:32
ByTheOwner October 2007 Webstats - FSBO Visitors Increase 58% ByTheOwner.com’s website statistics for the month of October 2007:
Website visitors increased from 436,811 unique visitors in October 2006, to 751,599 in October 2007. This is a 72% increase in unique website visitors from October 2006 to 2007.
Pageviews increased from 4.5 million page views in October 2006, to 6.7 million pageviews in October 2007. This is 47% increase in pageviews from October 2006 to 2007.
Unique visitors and pageviews are the two most useful statistics when it comes to measuring the exposure you will receive from a For Sale By Owner website. Unique visitors is the number of individual people coming to look for properties on the site. Pageviews is the number of pages that those visitors look at. Fro example, on ByTheOwner.com in October 2007 we had 751,599 unique visitors and they looked at 6.7 million pages. This means each visitor looked at approximately 9 pages.
Some websites claim to have a ce ...
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ByTheOwner.com October For Sale By Owner Stats: New Listings, Sold Properties, Active Listings
2007-11-01 06:59:15
ByTheOwner’s October For Sale By Owner Stats: New Listings, Sold Properties, Active Listings Here are ByTheOwner.com’s Canadian For Sale By Owner stats for October 2007:
New listings increased 85% from 621 new listings in October 2006, to 1151 new listings in October 2007
Sold properties increased 20% from 408 sold properties in October 2006, to 478 sold properties in October 2007.
Total active listings increased 45% from 3,985 active homes for sale in October 2006, to 5790 active homes for sale in October 2007.
www.bytheowner.com
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Title Insurance Tips
2007-11-01 06:53:03
If you plan to buy a property, the sooner you learn about title insurance, the better. For many first time real estate buyers, the first time they hear about title insurance at the closing of their property. This article presents the basics of title insurance for protecting your new real estate acquisition.
Title Insurance:
Purchasers may require that a title search be done on the property and that a title agency issue a title insurance policy on the property. Purchasers may request this be done to ensure that there are no liens or encumbrances on the property that affect the property (and to determine what liens, mortgages and encumbrances need to be paid off and removed from the title to the property at or before closing).
The title insurance policy will insure against defects the title to the property. Although it is typical for the parties to negotiate who will pay the price or the split of the cost of the title search and/or title policy, a seller is under no obligation to provide ...
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Mortgages, Participants and Legal aspects
2007-11-01 06:29:14
A mortgage is a method of using property (real or personal) as security for the payment of a debt.
The term mortgage (from Law French, lit. dead pledge) refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan.
In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property.
In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdo ...
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GENERAL ORDER OF EVENTS TO COMPLETE AN FSBO SALE
2007-11-01 06:23:30
1) The seller must determine a true value for the property in order to obtain a legitimate and reasonable sales price for the property. The property must then be placed on market for sale and advertised.
2) The Real Estate Purchase and Sale Agreement, Lead Hazard Form and Real Property Disclosure (and other documents as may be required for specific situation) forms are to be prepared by seller and presented to purchaser then executed by the parties. The Down payment/deposit is to be paid to seller by purchaser at this time.
3) The purchaser begins the process of obtaining a loan to pay the purchase price and this may require that he purchaser obtain a survey and/or title search being done. The purchaser and/or lender may require title insurance policy to be purchased and issued on the property.
4) The seller prepares Warranty Deed, signs it, has it witnessed and notarized so that the property can be transferred to the purchaser.
5) The closing takes place and the purchaser (and/or le ...
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Don’t Let the Mortgage Crunch Stop You From Buying A Home
2007-10-31 23:04:55
I’m assuming a few things here. I’m assuming you have a good income, you have great credit, you have a solid down payment (20% or more is ideal) and plan on living in your home for at least five years. If you don’t fit this criteria, that doesn’t mean you can’t buy a San Francisco home, but you need to discuss your desire to buy a home with a professional that works in SF. (I’m a professional that works in SF and if you’d like, you can ask me. :-))
So, assuming you have all of the above criteria, or have discussed your special circumstances with a professional if not, let’s talk about what to expect in our new mortgage climate. (more…)
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Zephyr Weekly Sales Reports - Cancelled
2007-10-31 22:23:56
Below WAS Zephyr Real Estate’s sales data for the previous week. These WERE not properties that had closed, just listings on which a purchase agreement HAD been ratified and the property HAD gone into escrow. … but this feature is no longer in existence - thus the use of the past tense.
I’m discontinuing the Zephyr Weekly Sales Reports for a few reasons. (more…)
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Wells Fargo Whacks Brokers Again on Jumbo Loans
2007-10-31 12:36:38
Wells Fargo continues to show its disdain for jumbo loans originated by brokers by putting in another excessive fee hike for all jumbo loans originated by brokers. The interesting thing about the fee hike is the LTV range is between 80-90% which show an increased sensitivity to the declining home prices seen around the country.
From [my] Wells Fargo [rep]:
Jumbo loans with a cltv between 80.01% - 89.99%
Pricing adjuster is going from .500 to 1.500 to the fee
You have until 5pm today to lock at the lower fee
What do you think?
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Suite on Toronto Real Estate
2007-10-31 02:51:26
As property markets continue to reel from the American sub-prime mortgage crisis, one housing market is still booming and shows no sign of slowing down. The Canadian condo boom is in full-swing. Sale prices Toronto have soared by 15.7 per cent since last year, according to Royal Le Page Real Estate Services, with the average price for a condo now clocking in at $241,818.
Because Canadian banks do not loan as aggressively as those in other markets, and, in fact are very conservative in their lending practices, we are not experiencing the kind of default issues that are occurring in other markets. The quite restrictive lending practices result in a market that is also quite stable.
Fuelled by steady population growth (more than 50,000 people move to the city each year) and laws preventing urban sprawl, Toronto’s downtown condo market is flourishing. Feeding the high-end market are second-home buyers and foreign investors. Most renters of means rent condominiums from investor buye ...
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