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Leases and Commercial Sales 2006-11-30 11:16:00 Well this past month has been very busy, which is a good thing :)As we talked about in our last posting, since the announcements we have been very busy on the commercial and investor side.Leases are doing very well for businesses looking to upgrade as well as new businesses about to open. Jessie handles these clients and so far everyone is pleased with the options he is able to negotiate.There are plenty of new investors in town these days and it's certainly a welcome site. From new investors to seasoned pro's with our help many are beginning to realize what we've been saying for quite a while: Panama City Florida Real Estate is a very good opportunity to invest in real estate. We typically experience very high appreciation rates and CNNMoody's agrees!The prices in our area have stabilized quite nicely and with interest rates holding steady it's a great time to buy that second home for vacation and rental possibilities.Contact us at your convenience and we'll be glad to assis ...

Busy busy busy... 2006-10-07 10:38:00 Not that w're complaining mind you, we've just been a bit busy and unable to post to the blog as often as we'd like. But rest assured we will keep you updated as often as we can.So, now that you know about the airport, how about a little more information on Commercial Real Estate in Panama City, Florida!Since the FAA's announcement, commercial real estate interest has picked up considerably. Everyone is looking to get in on the boom before it hits. Unfortunately, they all want land right next to the airport and the boom is hitting right now!Sorry to say, that land around the new airport has been owned by the St. Joe Company for years. There are very few parcels available near the new airport. There are 2 that I know of however, and are a very good price. If you're interested, give me a call or email me and I'll send you information!So, instead of land, how about a new business or land investments in one of the main business corridors? Those are always good investments. In ...

The New Panama City Airport and what it means... 2006-09-18 05:32:00 The news is spreading - The Panama City - Bay County Florida Area has passed another hurdle to gaining a new airport, FAA approval.Instead of discussing whether or not a new airport is needed or discussing the environmental impacts, let's discuss something else...The Economy of having a new International Airport.The Panama City, Florida area has historically been a tourist oriented area. The typical industry within the area has focused primarily on the tourist trade, from small family owned service oriented businesses to the Corporate Condominium builders and everything in between. It is my opinion however, that the current state of the economy is in need of a shift. We can no longer afford to be a small town community relying solely on the tourist trade for prosperity. It is time we grow, and it is time we seek investors and businesses to help our community realize its full potential.I call on our elected officials, city councils and politicians to help, aid and direct us in our ...

It's Investor Time ! 2006-09-03 06:56:00 Hi everyone,I hope you have been enjoyed reading my blog. To date, we've covered Buying a Home and Selling a home. What I thought I'd do now is offer information on how to help you start building for your retirement. Purchasing the right Investment Real Estate, I believe is one of the best things you can do for your retirement. With that said, I'm going to hand the pen over to my partner: Jessie Cochran. Jessie works with our Investors and Commercial Real Estate partners. I know of no one else more qualified to help you with these important lessons then Jessie.I'll be checking in on you all from time to time, but in the meantime enjoy learning about Commercial and Investment Real Estate...Hello everyone, allow me to introduce myself, I'm Jessie Cochran and as Jennifer said I am her partner and I typically work with our Investor customers and Commercial Real Estate Buyers and Sellers. You can learn more about me on her website and during the coming blog entries you'll get t ...

An interesting Occurance... 2006-08-28 16:22:00 Something you may find of interest occured to Jessie the other day. In case you are not familiar with Jessie, he is a member of my team, he specializes in residential, commercial and industrial investments, my webmaster and my husband :)He had been working with a couple who were interested in purchasing a new home. They were a military family, and wanted to go through VA (Veterins Administration) to purchase. Jessie introduced them to several local lending institutions whom we have worked with in the past, including Century 21 Mortgage who provided Jessie with a pre-approval letter. All the lenders Jessie introduced the couple to were willing to assist them with financing, but as it turned out they chose an out-of-state lender from the internet instead.Jessie found a home that met their criteria perfectly, and they seemed to love it! They made an offer, Jessie wrote the contract and submitted it to the selling agent and it was accepted. Jessie then advised them to get a home insp ...

Step 5: Making the Deal 2006-07-20 16:52:00 Well we've gone through the preliminaries now it's time to make the deal.A buyer has made an offer - now it is time to negotiate. Rely on me, your real estate professional to guide you through this process. I will help you arrive at an acceptable price, terms and conditions. Once you have accepted an offer, help keep the deal together by meeting deadlines and criteria, including home inspections, appropriate buyer visits, scheduled deposits and other steps. In fact, during this period there may be a renegotiation of the accepted offer price depending on the outcomes of these visits. As the closing nears, you may also need to perform repairs or do additional work to the house as agreed upon in your contract. In addition, you will need to have the house "broom clean" prior to the closing so that the buyer can complete a final walk through. When you finally arrive at the closing table, come prepared with the appropriate certificates and approvals as required by your town, county and sta ...

Step 4: Protecting Yourself 2006-07-20 16:51:00 Ok, so we've talked about getting your home ready to show with tips, and protecting you from costly repairs. We've also talked about setting the price correctly for a quick sale.Let's take a minute to speak about safety:In some cases, a home sale can also be an invitation for danger. Here are some things as your Century 21 Professional, I will do to make the process safer: • I will always qualify the potential >buyer before showing your home• I will always get pre-approval letters • I will always verify potential buyers identification • I will always give you as much lead time as possible before showing your home Here are some things you can do to make the process safer: • Lock up and hide collectibles and valuables • Remember "For Sale" signs bring in buyers. Do not allow your children to open doors to strangers. • If you have pets, make sure they are controlled • Remove any dangerous items such as lawn tools in the yard, bikes and skates etc.• Talk to me, y ...

Step 3: Showtime 2006-07-20 16:50:00 Now it's time to get your home ready for the spotlight. Start with a good cleaning, then eliminate any clutter, add a fresh coat of paint and tidy up the yard. Talk to me, your real estate professional about other tips that can help boost a home's curb appeal and impress potential buyers once they're in the door. One way to make a home more attractive is to purchase a Home Protection Plan. This insurance protects you, the seller, from paying repair or replacement costs of major items during the listing period. It also protects the buyer during their first year of homeownership.In addition, make sure you are aware of all the federal, state, and local disclosure laws. This information can be obtained by the specific local and federal government agencies or directly from me. ...

Step 2: Setting the Price 2006-07-20 16:50:00 Ok, now we have established that we need a marketing plan. Let's talk price!A key part of the marketing plan is setting the list price. If a home is priced too low, it may cost you money. If a home is priced too high, potential buyers may be scared away. To determine the best asking price review the cost of recently sold homes, evaluate the competition and study marketplace trends. As a CENTURY 21 Sales Associates I am trained to use this information to help you reach the right asking price. We will also discuss other terms and conditions, such as timing and items that can be included with the sale of the home. Both of these can make your home more attractive to potential buyers.Make no mistake about this topic, the selling price will either help you sell your home quickly, or it will cause the home to sit on the market for an extended period of time. The longer a property sits on the market, the more money it costs you the seller in Insurance and mortgage payments.Perhaps you have ...

Step 1: Creating a Marketing Plan 2006-07-20 16:49:00 Ok sellers, it's your turn...We will be focusing on sellers for the next few posts. I hope these posts are providing you with valuable information and giving you what you need to make informed decisions regarding your Real Estate purchases and sales.Create a marketing plan for your home that will help distinguish it in your local marketplace and attract buyers to your property. This may include advertising in the newspaper, posting your listing on the Internet, holding an open house and more. As a CENTURY 21 Sales Professional, I often use the CENTURY 21 Customized Marketing System to create a personalized selling program for my clients. Its purpose is to sell a home at the best price possible in the shortest amount of time.Sellers, it is imperative when working with a Real Estate Agent that you heed their advice. We are after all the experts. We continually educate ourselves to maintain current knowledge about the laws and markets in which we work.In our next post, we will be disc ... Marketing

Step 5: Inspection & Insurance 2006-07-20 16:14:00 Previously, we talked about making the offer and I've given you some Real Estate Terms to help you. So, the offer has been accepted and now it's time to inspect the property and obtain home owners insurance.After your offer is accepted you will need to set up, coordinate and interpret various inspections, including insect, radon, building quality, oil tank, title, etc. You will also need to arrange for homeowners insurance and finalize the mortgage.This is a major step in the buying process and there are many potential problems that can be discovered during this period. These include a leaky roof, radon gas, termite damage, a foundation problem, and wall cracks, to name a few. These problems happen all the time. The difference between closing on your dream home and starting the process all over again is what occurs during the negotiations between you and the seller.As your CENTURY 21® Real Estate Professional and a Realtor® (member of the National Association of Realtors), I can h ... Amp

Real Estate Terms 2006-07-02 08:21:00 The following are some common real estate terms used by buyers, sellers, brokers, real estate agents, bankers, and other professionals involved in the real estate transaction process. Check my blog frequently for more terms. If you have any questions about buying or selling real estate, contact Jennifer today at Panama City Real Estate or 800-728-0853Disclosure laws: State and federal regulations which require sellers to disclose such conditions as whether a house is located in a flood plain or whether there are known defects in or affecting the property. Earnest Money Deposit: EMD, A portion of a down payment given to the seller by a potential buyer indicating the buyer’s intent to complete the purchase of the property. Easement: A right to use the land of another. Encroachment: A condition that limits the interest in a title to property such as a mortgage, deed restrictions, easements, unpaid taxes, etc. Equity: The value of real estate over and above the liens against it. It is ob ...

Step 4. Making an Offer 2006-06-30 17:57:00 Once you find the home you want, you need to make an offer for the house. Typically this is a very difficult and trying time since both parties have totally different goals. In most cases it is better to have a third party, such as a real estate professional, negotiate the offer. If you have any personal interaction with the homeowner, don't give out any information about your move, your current housing status, financial status or your feelings about their property - positive or negative. This could hurt you in future negotiations.This might also be a good time to consider purchasing a home protection plan. These insurance policies can be purchased by the buyer or seller and help protect against unexpected costs or home repairs during the listing period or in the initial years after a home has been purchased. ...